What happens if negative balance on the Cash App?

Why does my cash app have a negative balance?
Cash App can have a negative balance when Online retailers put a temporary charge on your account when placing your order, then complete the charge after your merchandise is shipped.

Another example would be a diner or a restaurant may put a temporary charge on your account when you ask for your check and process it later including the tip.

How does Cash app get a Negative Balance?? Can you spend more than your balance?
- It can happen but not necessarily if you try to do it intentionally.
- For instance, if you have $1,147 dollars in your Cash App balance and if you wanna buy an item online which is $1,500 (more than your balance) the order won’t go through because it cost more than your available balance.
- Another possible reason why your balance can go negative is a Pending Dispute or Refund.
For instance, if you have $0 in your Cash balance and someone sent you $30 dollars by accident, the person can go into Cash App dispute process and they might hold the money in your account.

Does Cash App Charge Overdraft Fees?
- No, Cash App does not charge overdraft fees with the Cash App and Cash Card.
- An overdraft fee is a fee that is charged when payment exceeds the available balance from your bank and your bank covers the transaction as part of an overdraft protection service and the bank then applies the fee to your account.
- Cash App doesn’t charge any overdraft fees not clearance fees, but your bank might charge them.


This may help,
J Wick